The Silly Business Of Kit Car Insurance
May 26th, 2008 by admin
Obviously everyone who drives a kit car needs to have insurance. The main players in kit car insurance are Adrian Flux and Footman James, although if you buy a copy of kit car magazine there are loads of adverts from companies who will insure your kit car. I recently was thinking of buying a Phantom Vortex GTR, a beautiful car with stunning looks and use it as my everyday car.
Of course i knew the insurance would be expensive but it was slightly cheaper than some production cars i’ve been looking at. However thats not what i find funny. I rang up Adrian Flux and got a quote from them, which was reasonable to be fair. But i wanted to make sure i had the best deal possible so i talked to Footman James at Stoneleigh kit car show.
Footman James asked me all the usual questions that you have to answer when getting car insurance of any kind, then at the end said “i’m sorry we can’t insure you”, “oh……why’s that” i asked. It turns out that they wont insure people under 25 years of age on a car over 2L i knew that may be the case from the website but i found it funny that i could get insured on a GTM libre using the 1.8 k series engine which in actual fact would be faster than the Phantom which has a 2.7L engine, also that i couldn’t get insured on through Footman James, but Adrian Flux were willing to insure me.
So in conclusion the age old thing of shopping around comes into play. I think most people who own kit cars will tend to stay with the same kit car insurance company year after year. Maybe Footman James need to lower this age to encourage younger drivers to insure there cars through them, from which they should retain custom throughout the year.
What has been your experiance of getting insurance from these and other insurance companies? Are there anyothers you would recommend? As always leave a comment at the bottom with any questions, answers or comments.
Oh yes, Kit car insurance companies insure production cars as well, so give them a call as it may work out cheaper??